Our featured lender of the day!
  • Variable Rates: 6.37% APR - 16.70% APR. Fixed Rates: 4.50% APR - 15.49% APR. Lowest rates shown include 0.25 percentage point interest rate discount with auto debit payments.1
  • Applying online is easy - you could receive a credit result in about 10 minutes.2
  • Multiple repayment options from in-school payments to deferred.1 No origination fee or prepayment penalty2
  • Last year, students were 4x more likely to be approved with a cosigner3 and it may help you get a better rate.
  • Borrow up to 100% of school-certified expenses, whether you're online or on campus4
  • Competitive fixed and variable APRs starting at 4.07%1
  • Multiple repayment options including: full principal and interest, interest-only, deferred, and flat payment
  • Flexible payment terms ranging from 5, 8, 10, and 15 years2
  • Coverage up to 100% of your school-certified cost of attendance ($1,000 minimum)3
  • No origination, application and processing fees, no fees for early repayment
  • Apply online in 3 minutes and get an instant credit decision
  • Applying with a cosigner can increase your chances of getting approved and could result in a lower interest rate
  • Variable Rates: 6.37% APR - 16.70% APR. Fixed Rates: 4.50% APR - 15.49% APR. Lowest rates shown include 0.25 percentage point interest rate discount with auto debit payments.1
  • Applying online is easy - you could receive a credit result in about 10 minutes.2
  • Multiple repayment options from in-school payments to deferred.1 No origination fee or prepayment penalty2
  • Last year, students were 4x more likely to be approved with a cosigner3 and it may help you get a better rate.
  • Borrow up to 100% of school-certified expenses, whether you're online or on campus4
Smart Option Student Loan®
  • Pay for your bachelor's, associate's, or certificate expenses at a degree-granting school (i.e. ()) or for a professional training and trade certificate courses (culinary, technical, etc.) at a non-degree granting school.
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